Caring for our beloved elderly family is a luxury most people don’t have. In this hectic day and age, elderly home care becomes an option at some point. While this may be a tough decision, depending on the situation, it might be for the best.
Assisted living has several advantages, like dedicated care. Despite this, some people still don’t opt for it. A major reason for this is its cost. Finding out that what you need might be fully covered is a weight lifted off of the shoulders of many.
Medicare can do this, and even more for you. Don’t let your uncertainties get the better of you. Here’s what you need to know about Medicare and home care for older adults.
What is Medicare?
Medicare is a type of national health insurance for Americans 65 and older. It’s been around since 1965, and it subsidizes a wide range of health services. These include treatment costs, health programs, and even medication.
If a person is eligible, Medicare covers these services and treatments. This applies as long as they are from or received through public hospitals or health institutions. Diving into the specifics, there are four parts of Medicare which are parts A, B, C, and D.
Part A is for hospital insurance, while part B is for medical insurance. People with either or both qualify for several essential resources. This includes elder home care services.
Currently, only 18.1% of elderly Americans are part of the program. Although this number will be on to rise as more of the Baby Boomer generation approaches 65.
Medicare and Elderly Home Care
Senior care is one of the most challenging duties, as there is no “one-size-fits-all” approach. It’s also important to consider each individual’s needs, circumstances, and medical history. This is why apart from knowing what Medicare covers.
It allows you to choose the right elderly care home and services for them. Home health services are available to all qualified part A and/or part B clients. Services covered include part-time skilled nursing and basic home assistance.
Speech, physical therapy, medical social services, and medication are also covered. Generally speaking, Medicare won’t cover 24-hour care at elderly home care facilities. It won’t cover personal care like bathing or running errands for you either if it’s the only care you need.
The level of care at these facilities that Medicare covers is quite intermittent. Good elderly home care is often about helping your loved ones live their best life. To this end, occasional part-time help and nursing are sufficient.
That said, places like Seniorshomecare.com provide these quality services and more. If your elderly family is still full of life and energy, it’s best to give them the feeling of independence.
Elderly Home Care Is Easier Than You Think
The global situation has made everyone aware of how important our loved ones are. Safeguarding the health and wellbeing of those closest to us is important. It’s easy for our elderly family members to receive quality and accessible seniors’ home care.
Picking the ideal elderly home care service for your aging family isn’t complicated. If you find yourself in need of more information, don’t hesitate to check out our site. We have all the information you need to make the best decisions for your family.